Owedio scans official sources for unclaimed funds, old checks, deposits, refunds, bonds, and forgotten payouts — then helps you claim what's yours.
Enter your name and address history. We never ask for your SSN.
We surface matches across 50+ official sources with confidence scores and citations.
Approve the matches you want to pursue. Money goes directly from the source to you.
From the NAUPA network and IRS to all 50 state treasuries and federal pension boards. Every match cites its source.
We never charge to scan. We never file without your approval. Money from any claim goes directly from the agency to you.
Run a free scanA few claims that Owedio helped users prepare and track to payout.
"I had no idea this was sitting there. Found it in seven seconds."
"Owedio made it dead simple. The packet did the talking."
"I learned I was eligible for two settlements I would have missed entirely."
"We thought it was lost forever. The check arrived two months later."
Helping people recover money that already belongs to them.
Billions of dollars sit forgotten in unclaimed property, refunds, rebates, old accounts, checks, and settlements. Not because people don't deserve it. Because life gets busy.
Owedio exists to help people find, claim, and recover what is theirs.
We're not a government agency. We're not a law firm. We're advocates armed with great technology and a simple belief:
"Money shouldn't stay lost because the process is confusing."
Help return more than $1 billion to the people it belongs to.
Not by creating wealth. By reconnecting people with money that was already theirs.
Every recovery matters. Every family helped matters. Every dollar returned is one more step toward putting billions of dollars back where they belong.
"With the people who earned it."
We're not creating wealth. We're helping reconnect people with money that was already theirs.