How Owedio finds money with your name on it.

Enter your name and address history. We check 74 official sources in 7 seconds. No SSN required.

Our parallel-agent scanner runs across federal agencies, all 50 state treasuries, and industry settlement administrators in seconds. Every cited source is real and public — we don't make up records.

Every match cites an official source with a confidence score and a plain-language explanation.

Each match shows the source name, tier (Verified API / Public Record / Partner Feed), forensic explanation of why we flagged it, and a direct link to the source's official search portal so you can verify.

Our team verifies your matches with you on a free 15-minute call, then prepares a claim packet you review and approve.

During our June beta program, verification and claim preparation are completely free. We prepare a personalized cover letter, pre-filled forms, required-documents checklist, and step-by-step filing instructions. You file the claim yourself — Owedio never touches your money.

Watch your claim move through every stage. Money goes directly to you from the source agency.

A live timeline shows when your claim was submitted, received, reviewed, approved, and resolved. Owedio never holds your money — the source agency pays you directly.